Need an appraisal for an FHA-backed mortgage? Call Reliable Appraisals Inc.

Reliable Appraisals Inc. is KY state certified and on the FHA Roster of approved residential appraisers. This indicates that we are qualified and approved by the FHA to do appraisals for house loans insured by them. A portion of the regular training our staff at Reliable Appraisals Inc. undergoes deals strictly with decoding the FHA's documentation and their rules and procedures.

Be sure to contact Reliable Appraisals Inc. if you need an appraisal done for an FHA-secured loan.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is underwritten by them. The FHA does not loan money to borrowers, rather, it provides lending agencies with safety through mortgage insurance in case the borrower defaults on his or her loan obligations. Available to all consumers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Purchasers with lesser income or less starting money to use as a down-payment on a mortgage are helped the most from FHA loan programs.